Insurance Claim Services

One job: get the claim paid for what the policy actually owes

Every service below is the same discipline applied to a different kind of loss. We read the policy before the insurer's adjuster arrives, inspect and document the damage to a standard the carrier's own regulations require, build the estimate line by line, and negotiate from that record. The insurer's adjuster works for the insurer. We work for you, and we are paid only from what we recover.

The peril pages explain what each kind of claim turns on: the sublimits and exclusions carriers reach for, the damage their inspections miss, and what a complete claim looks like. The residential and commercial pages cover what differs by property type — living expenses and contents for homeowners, business interruption, extra expense and loss of rents for owners and operators.

If you are not sure which page fits, you do not need to be. Send us the policy and whatever the insurer has sent you, and we will tell you — free — what the claim is worth and whether we can help.